Your Practical Retirement Strategy Session

Watch this short Retirement Strategy Session / Consultation Overview that outlines common retirement pain points. Co-Founder Michael Henry also explains and showcases concerte, actionable solutions and strategies that we cover in our 30-minute sessions. 

Book Your Retirement Consultation Now

Have you ever felt unsure whether your retirement plan can actually survive market corrections, rising taxes, or unexpected healthcare or long‑term care costs? You’re not alone — only about 12–14% of people feel confident about their plan. Hi, I’m Michael Henry, and in the next two minutes, here’s what this Retirement Strategy Session is and how it helps people feel more confident, more prepared, and more in control.

This session is for people who: 1) Have stable income and want to take their finances to the next level; 2) High‑income earners who want to diversify beyond their 401(k); 3) Business owners tired of paying six figures in taxes; 4) Retirees who want to protect their portfolios from market losses OR 5) Families who want protection, clarity, and a real legacy plan. If any of that sounds like you, you’re in the right place. 

Here’s what we hear all the time: “I’m overpaying in taxes.” “I don’t have a generational wealth plan.” “I’m worried about inflation, interest rates, rising taxes, long‑term care.” “I don’t know what else to do besides my 401(k).” Or the most common one: “I don’t even know where to start.” That’s exactly what this session is designed to solve. We’re Certified Retirement Counselors, and our team brings over 100 years of combined experience helping people build and protect their retirement, reduce taxes, and create real legacy plans. We map out practical steps you can take in the next 30, 60, and 90 days.

Depending on your goals, we might explore: How to create your own banking system or line of credit without selling assets. How to use institutional leverage to accelerate retirement income. The Rockefeller waterfall method for generational wealth. Or strategies for business owners to take advantages of an additional $100K–$300K in tax deductions while saving for retirement

At M&M Wealth Associates, we know your situation isn’t cookie‑cutter. So we’ll take time to understand your goals, concerns, timeline, and cash flow. There’s zero pressure. If it’s a fit, great, we’ll talk about working together. If not, you’ll still walk away with clarity, direction, and real recommendations you can use. Click the button on this page, pick a time that works, and fill out the quick prep form so our time is focused and productive. I look forward to speaking with you.

Speciality Areas We Focus On

Retirement Planning

Practical moves to preserve gains, stabilize income, and keep your plan on track during market swings.

Tax Optimization

Concrete strategies that reduce current tax bills and shape low‑tax retirement distributions.

Legacy Strategies

Structures to preserve assets, reduce friction for heirs, succession planning, and create generational wealth.

About Michael Henry CRC

More About Michael Henry

  • Co‑founder and Partner of M&M Wealth Associates est 2020
  • Certified Retirement Counselor Designation (CRC)
  • Senior Vice President of First Financial Security Inc
  • About a decade of hands‑on planning experience; team brings 100+ years combined expertise
  • Specializes in retirement strategy, tax‑efficient planning, business owner solutions, and legacy design
  • Built Social Media following to approximately 225,000 followers on TikTok and Instagram
  • Trained thousands of financial professionals at national financial conferences
  • Deep experience with policy design and funding strategies (IUL/WL, life insurance optimization)
  • Pragmatic about risk: balances downside protection with realistic growth opportunities
  • Proven track record helping high‑income professionals and business owners reduce taxes and increase optionality
  • Advises on advanced strategies: bank‑financed retirement plans, qualified defined benefit solutions, waterfall trust methods, and bespoke liquidity lines
  • Focuses on teachable, repeatable playbooks clients can implement in 30–90 days
  • Client‑centered: prioritizes clarity, consent, and sustainable action over hype or complex jargon
  • Comfortable with public education formats — video, workshops, and short-form social content
  • Collaborative leader who partners with CPAs, estate attorneys, and tax specialists to deliver compliant, integrated plans
  • Napoleon Hill Scholar 2014
  • Graduate of University of Virginia at Wise
  • Received the David Wynn’s Business Ethics Award
  • Contact: schedule via the booking button above or email michael@mmwealthassociates.com for inquiries

What Others Say About Our Planning

I first connected with Michael after coming across his educational videos. While I was initially cautious, my concerns were quickly put to rest after our first meeting. Michael and his team demonstrated professionalism, extensive knowledge, and a genuine ability to explain complex financial concepts in a way that was easy to understand.
Will C.
Will C.Banking Analyst
[Michael and Matthew] visually explained to me how changes in small details of my finances can lead to impressive results. Their attitude was straightforward, genuinely wanting to help improve my financial situation.
Lynn B
Lynn BCFO
MICHAEL IS AN AWESOME TROUBLE-SHOOTER and is accessible when any questions arise with my policy. I really appreciate his willingness to teach and help me understand the elements of my policy and how it benefits me. He's truly caring and always wants the best for me and my family. I'm lucky to have him in my financial corner. God bless you all.
Angela W.
Angela W.Retired Teacher
What stood out the most was his ability to simplify what can often feel like an overwhelming process. He made sure I fully understood my policy and felt confident about my decision. It’s rare to meet someone who combines such expertise with compassion and integrity.
M&M Wealth Associates Testimonial
Toms LeeReal Estate Wholesaler
I’ve had an excellent experience working with M&M Wealth Associates. They took the time to thoroughly explain how an Indexed Universal Life (IUL) policy works, breaking down the details in a way that was easy to understand. I never felt rushed or pressured, and all my questions were answered with patience and clarity.
M&M Wealth Associates Testimonial
Corey BPublic Educator
Listen, I was definitely skeptical, but I absolutely love these guys. Figuring out my financial plans to align with my future goals as well as setting up my son for success when he is an adult has been a breeze.
M&M Wealth Associates Testimonial
Amber K.CMO
Working with Matthew and Michael from the very beginning was a positive experience. They took their time to explain who they are and how we could work together to grow a strong financial nest egg for ourselves and family. Matthew was super thorough and spent ample time answering all of our questions. Don’t take our word for it, give them a chance to earn your business.
M&M Wealth Associates Testimonial
Mario C.Business Owner
Working with Michael has been such a relief. I was worried that it was too late to properly plan for retirement, but he completely changed my perspective. Their clear communication and patient guidance made the whole process feel much less intimidating. If you're looking for someone who can help you confidently navigate your financial future, especially if you're starting later in life, look no further.
M&M Wealth Associates Testimonial
Cherami TBusiness Owner
Michael has been instrumental in shaping both my personal wealth strategy and a long-term financial plan for my children. His product knowledge is matched only by his patience. Whether you are starting your wealth building journey, or looking to round it out with a few custom products, look no further - this is your guy.
M&M Wealth Associates Testimonial
Jake GBusiness Owner
M&M Wealth are hands down the best financial team in the business. Mathew and team take the time to listen, understand and uncover your financial goals. This alone is helpful however they combine it with outstanding products and innovative resources to achieve and surpass what you might have thought was possible. They take the care to explain how the products work, how to maximize them and what fail safes your have. 401k alone won’t get you to retirement or the financial security you’ll need. M and M can and will make it happen! Thank you team.
M&M Wealth Associates Testimonial
Chris A.Medical Coordinator
Book Your Retirement Consultation Now