Your Practical Retirement Strategy Session
What You'll Learn During Your Session
Watch this short Retirement Strategy Session Overview to learn about common retirement challenges and the practical strategies we discuss during our 30-minute consultations.
In this video, Michael Henry explains our process and demonstrates how coordinated planning can help you make more confident financial decisions.
Transcript (expand to read)
Have you ever felt unsure whether your retirement plan can actually survive market corrections, rising taxes, or unexpected healthcare or long‑term care costs? You’re not alone — only about 12–14% of people feel confident about their plan. Hi, I’m Michael Henry, and in the next two minutes, here’s what this Retirement Strategy Session is and how it helps people feel more confident, more prepared, and more in control.
This session is for people who: 1) Have stable income and want to take their finances to the next level; 2) High‑income earners who want to diversify beyond their 401(k); 3) Business owners tired of paying six figures in taxes; 4) Retirees who want to protect their portfolios from market losses OR 5) Families who want protection, clarity, and a real legacy plan. If any of that sounds like you, you’re in the right place.
Here’s what we hear all the time: “I’m overpaying in taxes.” “I don’t have a generational wealth plan.” “I’m worried about inflation, interest rates, rising taxes, long‑term care.” “I don’t know what else to do besides my 401(k).” Or the most common one: “I don’t even know where to start.” That’s exactly what this session is designed to solve. We’re Certified Retirement Counselors, and our team brings over 100 years of combined experience helping people build and protect their retirement, reduce taxes, and create real legacy plans. We map out practical steps you can take in the next 30, 60, and 90 days.
Depending on your goals, we might explore: How to create your own banking system or line of credit without selling assets. How to use institutional leverage to accelerate retirement income. The Rockefeller waterfall method for generational wealth. Or strategies for business owners to take advantages of an additional $100K–$300K in tax deductions while saving for retirement
At M&M Wealth Associates, we know your situation isn’t cookie‑cutter. So we’ll take time to understand your goals, concerns, timeline, and cash flow. There’s zero pressure. If it’s a fit, great, we’ll talk about working together. If not, you’ll still walk away with clarity, direction, and real recommendations you can use. Click the button on this page, pick a time that works, and fill out the quick prep form so our time is focused and productive. I look forward to speaking with you.
Speciality Areas We Focus On
Practical moves to preserve gains, stabilize income, and keep your plan on track during market swings.
Concrete strategies that help reduce current tax bills and create more tax-efficient retirement income.
Planning structures designed to preserve assets, support succession planning, reduce friction for heirs, and build generational wealth.
More About Michael Henry
- Co‑founder and Partner of M&M Wealth Associates est 2020
- Certified Retirement Counselor Designation (CRC)
- Senior Vice President of First Financial Security Inc
- About a decade of hands‑on planning experience; team brings 100+ years combined expertise
- Specializes in retirement strategy, tax‑efficient planning, business owner solutions, and legacy design
- Built Social Media following to approximately 225,000 followers on TikTok and Instagram
- Trained thousands of financial professionals at national financial conferences
- Deep experience with policy design and funding strategies (IUL/WL, life insurance optimization)
- Pragmatic about risk: balances downside protection with realistic growth opportunities
- Proven track record helping high‑income professionals and business owners reduce taxes and increase optionality
- Advises on advanced strategies: bank‑financed retirement plans, qualified defined benefit solutions, waterfall trust methods, and bespoke liquidity lines
- Focuses on teachable, repeatable playbooks clients can implement in 30–90 days
- Client‑centered: prioritizes clarity, consent, and sustainable action over hype or complex jargon
- Comfortable with public education formats — video, workshops, and short-form social content
- Collaborative leader who partners with CPAs, estate attorneys, and tax specialists to deliver compliant, integrated plans
- Napoleon Hill Scholar 2014
- Graduate of University of Virginia at Wise
- Received the David Wynn’s Business Ethics Award
- Contact: schedule via the booking button above or email michael@mmwealthassociates.com for inquiries
Why Clients Schedule a Retirement Strategy Session
Many people have retirement accounts, investment accounts, and insurance policies. However, far fewer people have a coordinated strategy that ties those pieces together.
During a Retirement Strategy Session, we help identify potential planning gaps, uncover opportunities, and create a clearer path forward. As a result, clients often leave with greater confidence in their financial decisions and a better understanding of the options available to them.
Whether you’re focused on retirement planning, reducing taxes, protecting your family, or building a legacy, the goal is simple: help you make informed decisions with greater clarity.
What Others Say About Our Planning
