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Disclosures

M&M Wealth Associates – Disclosures

Last Updated: October 8, 2026

The information provided on this website is intended for general educational and informational purposes only. By accessing and using this website, you acknowledge and agree to the following disclosures.

Educational Purposes Only

The content presented on this website is designed to provide general information regarding financial planning, retirement planning, insurance, and related topics.

Nothing on this website should be interpreted as financial, investment, tax, legal, or accounting advice. Visitors should consult with their own qualified professionals regarding their specific circumstances before making financial decisions.

No Client Relationship

Use of this website, completion of a contact form, downloading resources, scheduling a consultation, or communicating with M&M Wealth Associates does not create an advisor-client, fiduciary, insurance agent-client, or any other professional relationship.

A professional relationship is established only after appropriate agreements have been executed and accepted by all parties.

No Guarantees

Financial planning, retirement planning, insurance planning, and investment-related strategies involve risk and uncertainty.

No representation or guarantee is made that any strategy, recommendation, or planning approach discussed on this website will achieve specific results or objectives.

Past results are not indicative of future outcomes.

Third-Party Content and Links

This website may contain links to third-party websites, resources, or content for informational purposes.

M&M Wealth Associates does not control, endorse, or assume responsibility for the accuracy, security, privacy practices, or content of third-party websites. Visitors access third-party websites at their own risk.

Accuracy of Information

M&M Wealth Associates makes reasonable efforts to provide accurate and current information; however, no guarantee is made regarding the accuracy, completeness, reliability, or timeliness of any content presented on this website.

Information is subject to change without notice.

Website Availability

While reasonable efforts are made to maintain website functionality, M&M Wealth Associates does not guarantee uninterrupted access to the website and is not responsible for temporary outages, technical issues, delays, or interruptions.

Limitation of Liability

To the fullest extent permitted by law, M&M Wealth Associates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

  • Use of or reliance upon website content
  • Inability to access or use the website
  • Errors or omissions within website content
  • Unauthorized access to information
  • Third-party actions or content

Your use of this website is at your own risk.

Contact Information

If you have questions regarding these disclosures, please contact:

M&M Wealth Associates
2900 S Harbor Blvd, Suite 225
Santa Ana, CA 92704

Phone: (714) 494-9515

Privacy Policy

M&M Wealth Associates values your privacy and is committed to helping make your experience with our website safe, secure, and informative. This Privacy Policy explains how we collect, use, and share information you provide when accessing or using our website.

Your Acknowledgement

This website is intended for use by individuals who are at least 18 years of age and who are accessing the website from within the United States.

By using this website or submitting information through it, you acknowledge that:

  • You are at least 18 years old.
  • You are accessing the website from within the United States.
  • You consent to the collection, use, and sharing of information as described in this Privacy Policy.

This Privacy Policy is incorporated into and subject to the website’s Terms of Use.

Information We Collect

We may collect both personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”).

Personally Identifiable Information (PII)

Examples include:

  • Name
  • Address
  • Email address
  • Phone number
  • ZIP code
  • Other information voluntarily submitted through forms or inquiries

Non-Personally Identifiable Information (Non-PII)

Examples include:

  • IP address
  • Browser type
  • Device information
  • Domain names
  • Access dates and times
  • Website usage data

For purposes of this Privacy Policy, both categories may be referred to collectively as “Information.”

How Information Is Collected

We may collect information when you:

  • Complete a contact form
  • Request information
  • Schedule a consultation
  • Access resources available through the website

We may also automatically collect certain information through cookies, browser information, analytics tools, and similar technologies.

Information automatically collected may include:

  • IP address
  • Browser type
  • Device identifiers
  • System type
  • Pages visited
  • Referring website addresses
  • Usage and navigation data

Cookies may be used to improve website functionality, personalize user experiences, and support website analytics.

How We Use Information

Information collected through the website may be used to:

  • Respond to requests and inquiries
  • Provide information and educational resources
  • Discuss insurance or financial products and services
  • Personalize communications
  • Improve website functionality and user experience
  • Maintain website security
  • Prevent fraud or misuse
  • Develop new services and website features
  • Fulfill legal and regulatory obligations

Information Sharing

We may share information with service providers and business partners who assist us in operating our business and servicing client needs.

We may also disclose information when:

  • Required by law
  • Responding to court orders, subpoenas, or regulatory inquiries
  • Protecting our rights, property, or safety
  • Investigating fraud, abuse, or unlawful activity
  • Enforcing our website terms and agreements

Communications and Your Right to Opt Out

By submitting information through this website, you consent to being contacted through the information you provide, including by:

  • Telephone
  • Email
  • Mail
  • Text message, where permitted by law

You may opt out of future promotional communications at any time.

To request removal from promotional communications, please contact:

M&M Wealth Associates
2900 S Harbor Blvd, Suite 225
Santa Ana, CA 92704

Phone: (714) 494-9515

Please allow up to 10 business days for processing. Administrative or legally required communications may still be sent when permitted by law.

Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, use, disclosure, alteration, or destruction.

However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

If a security incident occurs, we may notify affected individuals electronically when permitted by law.

If you believe website security has been compromised, please contact us at:

(714) 494-9515

Changes to This Privacy Policy

M&M Wealth Associates reserves the right to update or modify this Privacy Policy at any time.

Changes become effective immediately upon posting to the website. Continued use of the website constitutes acceptance of any updated Privacy Policy.

Contact Us

If you have questions regarding this Privacy Policy, please contact:

M&M Wealth Associates
2900 S Harbor Blvd, Suite 225
Santa Ana, CA 92704

Phone: (714) 494-9515