M&M Wealth Associates – Terms of Use

Last Updated: October 8, 2026

Welcome to the M&M Wealth Associates website. By accessing or using this website, you agree to these Terms of Use. Please read them carefully. If you do not agree with these terms, please discontinue use of this website.

1. Ownership of Website Content

All content on this website, including text, graphics, logos, images, videos, downloads, and other materials, is the property of M&M Wealth Associates or its content providers and is protected by applicable copyright, trademark, and intellectual property laws.

You may access, download, and print materials from this website solely for your personal, non-commercial use. You may not reproduce, modify, distribute, republish, transmit, display, or otherwise use website content without prior written permission from M&M Wealth Associates.

2. Website Purpose and Use

This website is provided for informational and educational purposes only.

Nothing on this website should be construed as financial, investment, insurance, tax, accounting, or legal advice. The content presented is general in nature and may not be appropriate for your individual circumstances.

Accessing this website does not establish an advisory, fiduciary, insurance, or professional relationship with M&M Wealth Associates.

This website is intended for use by individuals who are at least 18 years of age and who reside within the United States.

3. Changes to These Terms

M&M Wealth Associates reserves the right to modify these Terms of Use at any time without prior notice.

Any changes become effective immediately upon posting. Your continued use of the website constitutes acceptance of any revised Terms of Use.

4. Restrictions on Use

You agree not to:

  • Interfere with or disrupt website operations or security.
  • Attempt to gain unauthorized access to website systems, networks, or data.
  • Use the website in any manner that could damage, disable, overburden, or impair functionality.
  • Copy, reproduce, distribute, modify, or create derivative works from website content except as permitted under these Terms of Use.

All rights not expressly granted are reserved by M&M Wealth Associates.

5. Disclaimer of Warranties

This website and its contents are provided on an “as is” and “as available” basis.

M&M Wealth Associates makes no representations or warranties, express or implied, regarding:

  • The accuracy, completeness, or reliability of information.
  • The uninterrupted or error-free operation of the website.
  • The suitability of website content for any particular purpose.

Your use of this website is at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, M&M Wealth Associates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

  • Your use of or inability to use the website.
  • Errors, omissions, or inaccuracies within website content.
  • Unauthorized access to or use of information transmitted through the website.
  • Actions or omissions of third parties.
  • Any other matters relating to your use of the website.

If you are dissatisfied with the website, your sole remedy is to discontinue use.

7. Third-Party Websites

This website may contain links to third-party websites.

These links are provided solely for convenience and informational purposes. M&M Wealth Associates does not control, endorse, or assume responsibility for the content, privacy practices, security, or accuracy of third-party websites.

Use of third-party websites is at your own risk.

8. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect information submitted through the website.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

Any dispute arising from these Terms of Use or use of this website shall be subject to the exclusive jurisdiction of the state and federal courts located within California.

10. Entire Agreement

These Terms of Use constitute the entire agreement between you and M&M Wealth Associates regarding your use of this website and supersede any prior agreements, understandings, or communications relating to such use.

Contact Information

If you have questions regarding these Terms of Use, please contact:

M&M Wealth Associates
2900 S Harbor Blvd, Suite 225
Santa Ana, CA 92704

Phone: (714) 494-9515
Email: info@mmwealthassociates.com

Privacy Policy

M&M Wealth Associates values your privacy and is committed to helping make your experience with our website safe, secure, and informative. This Privacy Policy explains how we collect, use, and share information you provide when accessing or using our website.


Your Acknowledgement

This website is intended for use by individuals who are at least 18 years of age and who are accessing the website from within the United States.

By using this website or submitting information through it, you acknowledge that:

  • You are at least 18 years old.
  • You are accessing the website from within the United States.
  • You consent to the collection, use, and sharing of information as described in this Privacy Policy.

This Privacy Policy is incorporated into and subject to the website’s Terms of Use.


Information We Collect

We may collect both personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”).

Personally Identifiable Information (PII)

Examples include:

  • Name
  • Address
  • Email address
  • Phone number
  • ZIP code
  • Other information voluntarily submitted through forms or inquiries

Non-Personally Identifiable Information (Non-PII)

Examples include:

  • IP address
  • Browser type
  • Device information
  • Domain names
  • Access dates and times
  • Website usage data

For purposes of this Privacy Policy, both categories may be referred to collectively as “Information.”


How Information Is Collected

We may collect information when you:

  • Complete a contact form
  • Request information
  • Schedule a consultation
  • Access resources available through the website

We may also automatically collect certain information through cookies, browser information, analytics tools, and similar technologies.

Information automatically collected may include:

  • IP address
  • Browser type
  • Device identifiers
  • System type
  • Pages visited
  • Referring website addresses
  • Usage and navigation data

Cookies may be used to improve website functionality, personalize user experiences, and support website analytics.


How We Use Information

Information collected through the website may be used to:

  • Respond to requests and inquiries
  • Provide information and educational resources
  • Discuss insurance or financial products and services
  • Personalize communications
  • Improve website functionality and user experience
  • Maintain website security
  • Prevent fraud or misuse
  • Develop new services and website features
  • Fulfill legal and regulatory obligations

Information Sharing

We may share information with service providers and business partners who assist us in operating our business and servicing client needs.

We may also disclose information when:

  • Required by law
  • Responding to court orders, subpoenas, or regulatory inquiries
  • Protecting our rights, property, or safety
  • Investigating fraud, abuse, or unlawful activity
  • Enforcing our website terms and agreements

Communications and Your Right to Opt Out

By submitting information through this website, you consent to being contacted through the information you provide, including by:

  • Telephone
  • Email
  • Mail
  • Text message, where permitted by law

You may opt out of future promotional communications at any time.

To request removal from promotional communications, please contact:

M&M Wealth Associates
2900 S Harbor Blvd, Suite 225
Santa Ana, CA 92704

Phone: (714) 494-9515

Please allow up to 10 business days for processing. Administrative or legally required communications may still be sent when permitted by law.


Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, use, disclosure, alteration, or destruction.

However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

If a security incident occurs, we may notify affected individuals electronically when permitted by law.

If you believe website security has been compromised, please contact us at:

(714) 494-9515


Changes to This Privacy Policy

M&M Wealth Associates reserves the right to update or modify this Privacy Policy at any time.

Changes become effective immediately upon posting to the website. Continued use of the website constitutes acceptance of any updated Privacy Policy.


Contact Us

If you have questions regarding this Privacy Policy, please contact:

M&M Wealth Associates
2900 S Harbor Blvd, Suite 225
Santa Ana, CA 92704

Phone: (714) 494-9515