About M&M Wealth Associates

Helping Individuals, Families, and Business Owners Make More Confident Financial Decisions

The M&M Wealth Associates Story

Why we exist to serve in Orange County, CA and beyond. 

We founded M&M Wealth Associates because we saw too many hardworking people earning a good living while still feeling uncertain about retirement, investments, insurance, and long-term financial decisions.

Financial planning often feels overwhelming, confusing, or overly complicated. We believe people deserve a place where education comes first and recommendations are built around their goals, values, and unique circumstances.

Our mission is simple: help people make informed financial decisions and leave them in a better position than when we first met.

The M&M Wealth Associates Story

Why we exist to serve in Orange County, CA and beyond. 

We founded M&M Wealth Associates because we saw too many hardworking people earning a good living while still feeling uncertain about retirement, investments, and long-term financial decisions.

Our mission is simple: help people make informed financial decisions and leave them in a better position than when we first met.

Meet The Founders

About Michael Henry CRC Partner at M&M Wealth Associates

Michael Henry, CRC

Co-Founder & Managing Principal – DOI 0N10513
 

Michael Henry is a Certified Retirement Counselor and Co-Founder of M&M Wealth Associates. Michael specializes in retirement income planning, wealth management, risk analysis, and financial education. He is known for helping clients simplify complex financial decisions and build retirement strategies with greater clarity and confidence.

Areas of Focus

  • Retirement Income Planning
  • Wealth Management
  • Behavioral Finance
  • Market & Risk Analysis
  • Financial Education
Co-Founder & Managing Principal – DOI 0N10513
 

Michael Henry is a Certified Retirement Counselor and Co-Founder of M&M Wealth Associates. He specializes in retirement income planning, wealth management, risk analysis, and financial education.

He is passionate about helping clients simplify complex decisions and build retirement strategies with greater clarity and confidence.

Areas of Focus

  • Retirement Income Planning
  • Wealth Management
  • Behavioral Finance
  • Market & Risk Analysis
  • Financial Education

“My mission is to change the retirement readiness statistic in America by blending clarity, empathy, and strategy.”

Meet Michael →

Matthew Wu - Co-founder & Certified Retirement Counselor, M&M Wealth Associates

Matthew Wu, MBA, CRC

Co-Founder, Managing Principal – DRE 01881143, DOI 0M09342
 

Matthew Wu is a Certified Retirement Counselor, MBA, and Co-Founder of M&M Wealth Associates. Matthew specializes in wealth management, business owner planning, real estate-related strategies, and estate planning coordination. His multidisciplinary background helps clients evaluate how various financial decisions work together in support of long-term goals.

Areas of Focus

  • Wealth Management
  • Business Owner Planning
  • Estate Planning Coordination
  • Real Estate Strategies
  • Tax-Aware Planning
Co-Founder, Managing Principal – DRE 01881143, DOI 0M09342
 

Matthew Wu is a Certified Retirement Counselor, MBA, and Co-Founder of M&M Wealth Associates. He specializes in wealth management, estate planning coordination, business planning, and real estate-related strategies.

His approach focuses on helping clients align financial decisions with their long-term goals.

Areas of Focus

  • Wealth Management
  • Business Owner Planning
  • Estate Planning Coordination
  • Real Estate Strategies
  • Tax-Aware Planning

“Wealth is not just about pursuing growth. It’s about creating a balance that helps you feel confident about your future.”

Meet Matthew →

Featured Media

Conference presentations, educational workshops, media appearances, and community engagement are an important part of our commitment to financial education.

Sharing financial education through speaking engagements, media appearances, and community involvement.

Our Core Values

Responsibilty

We take our role seriously and are committed to helping clients make informed decisions.

Integrity

Honest conversations and transparent guidance are at the center of what we do.

Transparency

We believe clients deserve clear communication and a full understanding of their options.

Empathy

Every client’s situation is unique and deserves to be understood.

Excellence

We continuously strive to improve the experience and value we provide.

Our Core Values

Responsibilty

Helping clients make informed decisions.

Integrity

Honest conversations and transparent guidance.

Transparency

Clear communication and informed decisions.

Empathy

Every client’s situation deserves understanding.

Excellence

Continuously improving the value we provide.

Why Clients Choose M&M

We believe financial guidance should be educational, personalized, and centered around long-term relationships. These principles guide every conversation and recommendation we make.

Education First

We believe informed decisions lead to better outcomes. That’s why we focus on helping clients understand their options before making important financial decisions.

Personalized Guidance

No two financial situations are exactly alike. Our recommendations and planning conversations are tailored to each client’s unique goals, priorities, and circumstances.

Long-Term Relationships

We focus on building lasting partnerships, not one-time transactions. Our goal is to be a trusted resource as life, goals, and financial needs evolve over time.

Access to Additional Planning Resources

Through our professional network and partner fiduciary wealth management firm, clients may have access to additional planning and investment resources when appropriate for their needs and circumstances.

Why Clients Choose M&M

We believe financial guidance should be educational, personalized, and centered around long-term relationships. These principles guide every conversation and recommendation we make.

Education First

Helping clients understand their options before making important financial decisions.

Personalized Guidance

Every recommendation is tailored to each client’s goals and unique circumstances.

Long-Term Relationships

Building trusted partnerships that evolve alongside life’s changes and milestones.

Access to Additional Planning Resources

Providing access to additional planning resources when appropriate for a client’s needs and objectives.

"Michael takes the time to really see the full scope of where you are versus where you want to be and works diligently to help you fill that gap. If youre looking for someone you can trust with growing your money while mitigating taxes, enhancing liquidity while also protecting your assets, hes your guy ✅️"
Jessica M.
Agency Owner
"Michael brings a holistic, customized approach to financial planning that's rare to find. No judgement, no pressure, and just honest and refreshing, with comfortable conversations that that leave you genuinely confident in your plan moving forward. If you are looking for a real partner in your financial future, I highly recommend him and his team."
Michael M.
Luxury Realtor

Ready To Have A Conversation?

Whether you’re planning for retirement, building wealth, protecting your family, or navigating important financial decisions, we’re here to help.

Whether you’re planning for retirement or seeking greater financial clarity, we’re here to help.

Privacy Policy

M&M Wealth Associates values your privacy and is committed to helping make your experience with our website safe, secure, and informative. This Privacy Policy explains how we collect, use, and share information you provide when accessing or using our website.


Your Acknowledgement

This website is intended for use by individuals who are at least 18 years of age and who are accessing the website from within the United States.

By using this website or submitting information through it, you acknowledge that:

  • You are at least 18 years old.
  • You are accessing the website from within the United States.
  • You consent to the collection, use, and sharing of information as described in this Privacy Policy.

This Privacy Policy is incorporated into and subject to the website’s Terms of Use.


Information We Collect

We may collect both personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”).

Personally Identifiable Information (PII)

Examples include:

  • Name
  • Address
  • Email address
  • Phone number
  • ZIP code
  • Other information voluntarily submitted through forms or inquiries

Non-Personally Identifiable Information (Non-PII)

Examples include:

  • IP address
  • Browser type
  • Device information
  • Domain names
  • Access dates and times
  • Website usage data

For purposes of this Privacy Policy, both categories may be referred to collectively as “Information.”


How Information Is Collected

We may collect information when you:

  • Complete a contact form
  • Request information
  • Schedule a consultation
  • Access resources available through the website

We may also automatically collect certain information through cookies, browser information, analytics tools, and similar technologies.

Information automatically collected may include:

  • IP address
  • Browser type
  • Device identifiers
  • System type
  • Pages visited
  • Referring website addresses
  • Usage and navigation data

Cookies may be used to improve website functionality, personalize user experiences, and support website analytics.


How We Use Information

Information collected through the website may be used to:

  • Respond to requests and inquiries
  • Provide information and educational resources
  • Discuss insurance or financial products and services
  • Personalize communications
  • Improve website functionality and user experience
  • Maintain website security
  • Prevent fraud or misuse
  • Develop new services and website features
  • Fulfill legal and regulatory obligations

Information Sharing

We may share information with service providers and business partners who assist us in operating our business and servicing client needs.

We may also disclose information when:

  • Required by law
  • Responding to court orders, subpoenas, or regulatory inquiries
  • Protecting our rights, property, or safety
  • Investigating fraud, abuse, or unlawful activity
  • Enforcing our website terms and agreements

Communications and Your Right to Opt Out

By submitting information through this website, you consent to being contacted through the information you provide, including by:

  • Telephone
  • Email
  • Mail
  • Text message, where permitted by law

You may opt out of future promotional communications at any time.

To request removal from promotional communications, please contact:

M&M Wealth Associates
2900 S Harbor Blvd, Suite 225
Santa Ana, CA 92704

Phone: (714) 494-9515

Please allow up to 10 business days for processing. Administrative or legally required communications may still be sent when permitted by law.


Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information from unauthorized access, use, disclosure, alteration, or destruction.

However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

If a security incident occurs, we may notify affected individuals electronically when permitted by law.

If you believe website security has been compromised, please contact us at:

(714) 494-9515


Changes to This Privacy Policy

M&M Wealth Associates reserves the right to update or modify this Privacy Policy at any time.

Changes become effective immediately upon posting to the website. Continued use of the website constitutes acceptance of any updated Privacy Policy.


Contact Us

If you have questions regarding this Privacy Policy, please contact:

M&M Wealth Associates
2900 S Harbor Blvd, Suite 225
Santa Ana, CA 92704

Phone: (714) 494-9515